ABOUT US

Building Dreams, One Home at a Time

We believe that owning a home is more than just a transaction—it’s the cornerstone of building your future. With personalized solutions and a commitment to customer satisfaction, we are here to guide you every step of the way.

30+ Years

With over 15 years of industry expertise, we deliver unparalleled services.

300+

We pride ourselves on serving over 5000 satisfied clients who trust us

300+

Over 300 approved applications for house loans and other loans

Who We Are

Your Trusted Partner in Home Financing

Gold Bird is a leading mortgage and loan provider, dedicated to making homeownership more accessible and affordable. With years of experience and an expert team, we provide tailored solutions that meet the unique financial goals of our clients. We understand that buying a home is one of the most significant investments in life, which is why we offer a wide range of flexible mortgage options. Our commitment to integrity and customer satisfaction sets us apart in the industry. At Gold Bird, your financial well-being is at the heart of everything we do.

Awards and Achievements

Our partner companies share our commitment to innovation, excellence, and patient well-being, allowing us to offer an even broader range of services and resources. Together, we help you achieve lasting recovery.

Meet the Founder

James Cartwright

NLMS#: 1234567

Phone: (555) 123-4567

James founded Gold Bird with a vision to simplify the mortgage process. With over 20 years of experience, he leads the company’s mission to make homeownership accessible for all. Passionate about personalized solutions, James is dedicated to guiding clients through their home financing journey.

Meet Our Professionals

Michael Thompson - Sr Loan Officer

NMLS#: 1234567

Phone: (555) 456-7890

Michael specializes in helping first-time homebuyers and finding the right mortgage options for each client. With 15 years of experience, he simplifies the loan process, making it clear and stress-free.

Anthony Green - Loan Officer

NMLS#: 1234567

Phone: (555) 456-7890

Anthony Green is known for his client-centered approach, helping individuals and families find the right mortgage for their situation. His extensive knowledge of adjustable-rate mortgages

Amanda Hill - Loan Officer

NMLS#: 1234567

Phone: (555) 901-2345

Amanda Hill is passionate about helping clients find the best mortgage options to fit their financial needs. With her in-depth knowledge of various loan products.

Recent Closed Transactions

Alhambra, CA

Sellers trusted in me to deliver and after one carefully planned Open house weekend, we closed $100,000+ over asking price.

  • Price: $1,085,000

  • Listing and Selling Agent and Loan Officer

  • Sold in 6 Days

Los Angeles, CA

Seller trusted in me to deliver and after strategically marketing investors in the area, we closed $100,000 over asking price.

  • Price: $1,200,000

  • Listing Agent

  • Sold in 1 Day

Beaumont, CA

Had to beat out multiple offers - building great rapport and continual reassurance with Listing Agent helped seal the deal.

  • Price: $549,000

  • Selling Agent

  • All Cash

Lakewood, CA

Had to beat out multiple offers - building great rapport and continual reassurance with Listing Agent helped seal the deal.

  • Price: $836,500

  • Selling Agent and Loan Officer

  • Non-QM Loan

Los Angeles, CA

Competition was fierce but overall great communication and continual reassurance with the listing agent helped secure the acceptance.

  • Price: $1,307,500

  • Selling Agent and Loan Officer

  • DSCR Loan

Whittier, CA

Negotiations from acceptance and during inspection stages helped us reduce the overall costs and secured us a successful closing

  • Price: $806,000

  • Selling Agent

  • FHA Loan

"Ready to Sell Your Home? Let's Get You Top Dollar - Fast."

"With my many years of real estate experience and high aptitude for success, I help homeowners sell quickly and for the highest price possible."

Schedule a Consultation

Let’s connect to discuss your goals, timeline, and what makes your home unique. During this no-obligation meeting, I’ll walk you through the selling process and outline the best strategy to get your home sold for top dollar.

Get a Free Home Evaluation

Discover your home’s true market value with a detailed, no-cost analysis. I’ll compare recent sales and local trends to show you exactly what buyers are willing to pay today.

Prepare & market Your Home

I’ll help you get your home show-ready with professional photos, expert staging tips, and small improvements that make a big impact. Then, I’ll launch a targeted marketing campaign across MLS, social media, and my buyer network to attract serious offers fast.

Negotiate Top offers

I’ll handle all negotiations to ensure you get the best possible price and terms for your home. My goal is to protect your interests and make every step of the process smooth and stress-free.

"Ralph sold our home in 6 days $100,000+ over asking! Seamless process." - Yvonne A, Alhambra

Why Choose Us?

Experience, Expertise, and Trust

Choosing Gold Bird means partnering with a team that brings decades of experience and a commitment to exceptional service. Our mortgage experts are not only knowledgeable but also passionate about guiding you through every step of the process. We are known for our competitive rates, personalized solutions, and dedication to building long-lasting relationships with our clients. Transparency and trust are the cornerstones of our business, and we work hard to ensure that you feel confident in every decision. With Gold Bird, you are choosing a partner who is as invested in your success as you are.

  • Expert Guidance

  • Competitive Rates

  • Streamlined Process

  • Customer-Centered Approach

  • Diverse Loan Options

Frequently Asked Questions

What documents are required for a home loan application?

You’ll typically need proof of income, employment verification, credit history, and details on your assets and debts. Our team will provide you with a detailed list during your consultation.

How long does the home loan approval process take?

The approval process can vary depending on your financial profile and documentation, but it usually takes between 2 to 4 weeks.

Can I qualify for a home loan with less-than-perfect credit?

Yes, there are loan options available for different credit situations. We’ll work with you to explore the best loan programs based on your credit profile.

What is the difference between pre-qualification and pre-approval?

Pre-qualification is an initial assessment of your finances, while pre-approval involves a more thorough review, giving you a more accurate idea of your borrowing power.

How much down payment is required?

The down payment requirement can range from 3% to 20% of the property’s price, depending on the loan type. We’ll discuss your options and help determine what works best for you.

Are there any hidden fees I should be aware of?

No, we prioritize transparency. All fees and costs will be clearly outlined upfront so you know exactly what to expect throughout the loan process.

Contact us if you have more questions in mind

What Our Clients Are Saying

☆☆☆☆☆

A Seamless Experience!

Errol V.

Ralph was awesome! He was professional, friendly as well as knowledgeable. He was able to hand hold us through the selling process. He was available for questions whenever we had them. He made a difficult situation easy and worry free. We appreciate his negotiation skills in selling our house. Thanks again Ralph! Ralph is the best! Not only did he help us sell our previous home, but he got into our new home almost immediately after. He made himself available and followed our critical schedule and was able to help us transition into a new home seamlessly. He knew all about our new area and was able to schedule home visits and tours according to our timetable. His negotiation skills definitely worked in our favor, and we could not be any happier with our purchase. Thanks, Ralph!

☆☆☆☆☆

Professionalism and Great Service!

I had the absolute pleasure of working with Ralph as my Realtor during the purchase of my first home, and I cannot praise him enough for his outstanding service. Ralph's dedication and unwavering commitment to helping me find the perfect home stood out. His deep knowledge of the local market and his expertise in the real estate industry were evident in every interaction we had. What truly set him apart was his genuine care for my needs and preferences. He took the time to understand my vision and tirelessly searched for properties that aligned with my criteria. His exceptional communication skills, responsiveness, and attention to detail ensured that I was informed and confident throughout the entire process. Ralph's integrity, professionalism, and personable nature made him an absolute pleasure to work with. Thanks to his guidance and support, I am now a proud homeowner.

Chris M.

☆☆☆☆☆

Helped Me Save Big!

I met Ralph on a Saturday. By Tuesday the seller accepted my offer. Ralph made sure that I did not over pay and made the process extremely simple and smooth

Arturo C.

☆☆☆☆☆

Superb Service!

Our Realtor Ralph was great! His dedication and commitment turned what could have been a stressful experience into a delightful one. With his expert guidance, my wife and I were able to navigate through numerous offers to get our offer accepted and secure our dream home. Ralph's in-depth explanations of the intricate buying process not only helped us understand every step but also gave us the confidence to make informed decisions. Thanks to Ralph's exceptional assistance, we are now proud home owners.

David W.

☆☆☆☆☆

Quick and Reliable Service!

Ralph is so awesome! My grandmother was in the process of selling and with so much new technology she leaned on me to take over the process and let me tell you Ralph made everything run so smoothly. I am extremely happy she chose him as our realtor! Ralph is knowledgeable, prompt and very thorough. He was very responsive, friendly and always available. One day I couldn’t make it in time to deliver paper work to our tenants and Ralph willingly went for me. My grandma and I appreciate everything you’ve done. We will highly recommend Ralph to our friends and family.

Laura C.

☆☆☆☆☆

Truly Customer-Centric!

Had a great experience with Ralph Very helpful, knowledgeable and very dependable. Easy to communicate with he’s very thorough with explain the process and always had answers to all my hundred and one questions. Live up to date text and phone call were great. Outstanding service always punctual to every text call and showing. Him being transparent with great communication skills had exceeded my expectations of my real estate goals. Thanks again Ralph

Daniel A.

Ready to Own Your Dream House?

Connect with me today to get started on a seamless and transparent home loan journey!

Century 21 Allstars

9155 Telegraph Rd

Pico Rivera, CA 90660

The Mortgage Architects

8811 e. Las Tunas Drive

San Gabriel, CA, 91776

Ralph Brian Almeida

DRE # 02095467

NMLS # 2546369

562.360.4446

[email protected]

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